Are you nervous that you won’t qualify for a loan? Let us help you find the perfect loan program to finance your dream home.
- First Time Home Buyers
- Fix to Flip
- Stated Income Loans
- Self Employment Loans
- Jumbo Loans
(732) 456-7600
Being a first-time home buyer is exciting! But I know it can also feel overwhelming—especially when you see homes being purchased at a median of $250,000 and available homes flying off the market in just three weeks. With real estate trends like those, you might be tempted to make an impulsive purchase that could hurt your financial goals and keep you paying a mortgage well into retirement. No one wants that! Learn More Here…
If you have no cash of your own to invest, getting started in house-flipping is not an easy proposition. This isn’t 2005 when anyone able to fog a mirror could get a mortgage with nothing down. Even if you qualify for a loan with a down payment, you’ll pay more when you’re borrowing to finance a flip than when you’re borrowing to buy a primary residence. That’s because lenders see flipping as a riskier proposition. Learn More Here…
A stated income loan is a type of mortgage for borrowers who are unable to provide tax returns or pay stubs to prove their income. Since the lender can’t verify your stated income, a higher credit score and down payment may be required to compensate for the risk being taken by your lender. Learn More Here…
Are you self employed? Have you experienced any difficulties in obtaining a home loan due to your self employment? Well, you should be happy to know that there are numerous mortgage lenders that offer home loan programs to self employed borrowers. Learn More Here…
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $484,350 in most counties, as determined by the Federal Housing Finance Agency. Homes that exceed the local conforming loan limit require a jumbo loan. Learn More Here…
© 2024 · Our House Mortgage. NMLS#: 988065, Licensed by the NJ Department of Banking & Insurance